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Oklahoma City & Tulsa Homeowners: Was Your Insurance Claim Underpaid or Denied?
You don't have to accept what the insurance company tells you. United Claims Advocates - from the team behind Bay Area Public Adjusters, with 10+ years fighting insurance companies in Florida and Texas - now fighting for OKC & Tulsa homeowners.
No Recovery, No Fee. Free Inspection. Free Claim Review.
We Handle the Claims
Insurance Companies Hope You Won't Question.
WATER & PLUMBING DAMAGE
Burst pipes, plumbing leaks, frozen pipes, ice dams, flooding — water losses happen every single day, and they're the most routinely underpaid claims in America. Water travels farther than you can see. We document everything the carrier's adjuster "misses."
FIRE & SMOKE DAMAGE
Fire claims are the largest, most complex claims there are — and the ones insurers fight hardest to shrink. Even a small kitchen fire smokes out an entire home, and many homeowners don't discover the damage until they smell it months later. Insurers deny those claims as "filed too late." We get those denials overturned.
WIND & HAIL DAMAGE
Tornadoes, hail, hurricanes. When the storm hits, contractors will knock on your door wanting to "handle your claim." A roofer only looks at your roof. We document the gutters, window screens, frames, fencing, and interior damage too — because a $25,000 roof is often a $70,000 total loss.
UNDERPAID OR DENIED CLAIMS
Already filed within the last 12 months and got denied, delayed, or shortchanged? Most policies allow us to reopen your claim. Send us your paperwork — we'll review it for free and show you exactly where they fell short.
DO any of these sound familiar?
We hear these every day - and we overturn them every day.
We Handle the Claims
Insurance Companies Hope You Won't Question.
INSPECT
We inspect your property and assess the damage.
REVIEW
We review your policy and explain your coverage.
DOCUMENT
We document all damages thoroughly,
nothing is overlooked.
NEGOTIATE
We negotiate with the insurance company on your behalf.
GET PAID
You get the settlement you deserve.
No active claim?
We’ll review your policy for free.
Deductibles change. Limits change. Endorsements quietly remove coverage - and agents rarely tell you. Send us your policy and we’ll show you exactly what changed since you bought it.
Why Home
Owners & Business
Owners Choose Us
We know how insurance companies handle claims because we used to work for them - our team spent 10+ years inside the industry and built Bay Area Public Adjusters, one of Florida and Texas's trusted policyholder advocates, before bringing that fight to Oklahoma.
We work for you, not the insurance company.
We negotiate aggressively to get you the maximum settlement possible.
We look for all damages - not just what they want to pay.
Every adjuster on our team spent 10+ years inside the insurance industry
In most states, only a licensed Public Adjuster or attorney can legally represent you in a claim - not a contractor
We call back within one hour
"Going up against your insurance company without representation is like going to criminal trial without an attorney."
Real Claims. Real Results.
These are the kinds of outcomes our adjusters deliver when the insurance company says 'that's all your policy covers.' Every claim is different - but underpayment is the same story everywhere.
Find Out If We Can Help With Your Claim
Answer a few quick questions and our team will review your situation. If your claim may qualify, we’ll contact you to discuss the next steps.
100% Free
No Obligation
No Recovery, No Fee
Frequently Asked qUESTIONS
What is a Public Adjuster?
A Public Adjuster is a licensed insurance adjuster who works for you - the policyholder instead of the insurance company. The insurance company's adjuster is paid to settle your claim for as little as possible. A Public Adjuster does the opposite: we review your policy, document every dollar of damage, and negotiate to get you everything your policy actually covers. Public Adjusters are licensed by the Department of Insurance and bonded in every state we work in.
Can't my roofer or contractor just handle the claim for me?
Legally, no. In most states — including Oklahoma — only a licensed Public Adjuster or an attorney barred in that state can represent you in an insurance claim. Anyone else doing it is committing a felony called public adjusting without a license. And practically, a roofer only looks at your roof. We document the gutters, window screens, window frames, fencing, and interior damage too — the difference is often tens of thousands of dollars.
My claim was already denied. Is it too late?
Probably not. Most policies allow a claim to be reopened for up to 12 months after it was filed. If your claim was denied, delayed, or underpaid within the last 12 months, send us your paperwork — we'll review it for free and show you exactly where the insurance company fell short.
Should I just hire an attorney instead?
You can — but attorneys typically take around 30% of your settlement, and many of them hire Public Adjusters to do the actual claim work anyway, because assessing damage and interpreting policy coverage is what we do every day. For most property claims, a Public Adjuster gets you there faster and for less.
How do you get paid?
No recovery, no fee. We work on a percentage of what we recover for you — if you don't get paid, we don't get paid. Your inspection, claim review, and policy review are all completely free, with no obligation.
My insurance company already paid me. Can you still help?
Yes. "Paid" and "paid fairly" are two very different things. Underpaid claims are one of the most common things we fix. If your settlement felt low — or your contractor's estimate came in higher than your payout — we can review the claim and fight to reopen it.